Terms of service

Last updated: April 5, 2026

Terms of Service

These Terms of Service govern your access to and use of the Lumani website and any digital products, content, downloads, or services made available through it. By accessing the website or purchasing from us, you agree to be bound by these Terms of Service.

If you do not agree to these Terms, do not use the website or purchase our products.

1. Overview

Lumani provides digital products, including ebooks, through this website. All sales are subject to these Terms of Service, our Privacy Policy, and our Return & Refund Policy.

2. Eligibility

By using this website, you represent that:

  • You are at least the age of majority in your state or jurisdiction, or
  • You are using the website with the involvement and consent of a parent or legal guardian, where permitted

You also represent that all information you provide is accurate, current, and complete.

3. Digital Products

All products sold on this website are digital and delivered electronically. No physical goods are shipped unless expressly stated otherwise.

We reserve the right to modify, discontinue, or update any digital product at any time without prior notice.

4. Orders and Payment

By placing an order, you agree that:

  • You are authorized to use the selected payment method
  • All billing information provided is accurate
  • We may refuse or cancel an order if we suspect fraud, unauthorized activity, pricing errors, or other misuse

Prices are displayed on the website and may change at any time without notice, except that changes will not affect orders already accepted.

5. Delivery

Digital products are generally delivered immediately after successful payment by download page, email, account access, or another electronic delivery method.

Delivery times may be affected by:

  • Payment review or verification
  • Incorrect email address entered at checkout
  • Email filtering or spam controls
  • Temporary technical interruptions
  • Platform outages or file access issues

6. License and Permitted Use

Unless otherwise stated, when you purchase an ebook or other digital product from Lumani, you are granted a limited, non-exclusive, non-transferable, revocable license for personal, lawful, non-commercial use only.

You may not, without prior written permission:

  • Reproduce, resell, redistribute, sublicense, share, upload, publish, or publicly display the product
  • Use the product for commercial resale or commercial distribution
  • Remove copyright, trademark, watermark, or proprietary notices
  • Copy the product into another course, marketplace, membership, or library
  • Modify or create derivative works for resale or public distribution

7. Intellectual Property

All website content and all digital products, including but not limited to text, graphics, branding, logos, layouts, files, downloads, and related materials, are owned by or licensed to Lumani and are protected by intellectual property and other applicable laws.

No ownership rights are transferred to you through a purchase.

8. Refunds

Refunds are governed by our Return & Refund Policy.

For digital products purchased through Lumani:

  • Refund requests must be submitted within 7 calendar days of the original purchase date
  • After 7 days, purchases are non-refundable
  • Because products are delivered digitally and generally made available immediately, no physical returns are accepted

9. Prohibited Uses

You agree not to use the website or products:

  • For unlawful, fraudulent, or misleading purposes
  • To infringe intellectual property rights
  • To distribute malware or harmful code
  • To interfere with the operation or security of the website
  • To scrape, crawl, reverse engineer, or exploit the website improperly
  • To impersonate another person or submit false information
  • To use our content in violation of applicable export, consumer, or data laws

10. Disclaimer of Warranties

The website and all digital products are provided on an “as is” and “as available” basis to the fullest extent permitted by law.

We do not guarantee that:

  • The website will always be available, uninterrupted, secure, or error-free
  • Any file will be compatible with every device, software version, or reading platform
  • The content will meet every individual expectation or produce any specific outcome

11. Limitation of Liability

To the fullest extent permitted by law, Lumani shall not be liable for any indirect, incidental, consequential, special, exemplary, or punitive damages arising out of or related to your use of the website or purchase of digital products.

To the extent liability cannot be excluded, our total liability shall not exceed the amount you paid for the specific product giving rise to the claim.

12. Indemnification

You agree to defend, indemnify, and hold harmless Lumani and its affiliates, officers, directors, employees, contractors, and service providers from claims, losses, damages, liabilities, and expenses arising out of your misuse of the website, your violation of these Terms, or your infringement of any third-party rights.

13. Third-Party Services

We may rely on third-party tools and providers for hosting, payments, analytics, communications, and website operations. We are not responsible for third-party systems, interruptions, or policies beyond our reasonable control.

14. Termination

We reserve the right to suspend or terminate access to the website or digital products, without notice, if we reasonably believe you have violated these Terms, engaged in fraud, abused refund rights, or used the website unlawfully.

15. Governing Law

These Terms of Service shall be governed by and construed in accordance with the laws of the State of New Mexico, without regard to conflict of law principles, except where mandatory consumer protection laws provide otherwise.

16. Changes to These Terms

We may revise these Terms of Service at any time. Updated versions will be posted on this page with a revised “Last updated” date. Your continued use of the website after changes are posted constitutes acceptance of the revised Terms.

17. Contact Information

Questions about these Terms of Service should be sent to:

Lumani
2815 Montclaire Dr NE
Albuquerque, NM 87110
United States
Email: contact@lumani-us.org